There are some upsides to being a retiree - senior discounts, lower taxes, subsidized healthcare, and regular Social Security checks among them. On the other hand, mature Americans must contend with worrisome... Read More

Researcher Peter Kemper, Ph. D. in the Department of Health Policy at The Pennsylvania State University, reports that 69 percent of seniors will require long-term care in their later years.... Read More

Because each person's situation, lifestyle, and goals are so different, there is no single turnkey solution for successful money management. However, we can identify several steps that successful people take... Read More

Participation in the Social Security program is mandatory, with most wage earners contributing a percentage of their annual incomes to support the program. In return, participants, their spouses, and certain dependents... Read More

Retirement planning doesn’t just involve savings and investments. Protecting what you’ve already accumulated—including your ability to earn or receive an income—is also important... Read More

Social Security was never designed to be an individual's sole source of retirement income. Instead, it was meant to bridge the gap between people's income from pensions and savings and their monthly expenses... Read More

The Family Limited Partnership, or FLP - pronounced "flip" - is designed to reduce the value of your estate for estate tax purposes while allowing you to maintain full control of the investments and assets inside... Read More

Many American families are finding themselves deeper and deeper in debt. Complicating matters even more, new legislation passed by Congress in 2005 will make it harder to declare bankruptcy, and saddle filers with a... Read More

Most qualified retirement plans offer significant tax benefits - if you're willing to follow a few IRS-specified rules, that is. The federal government wants to make plans such as 401(k)s, Keoghs, SEP-IRAs... Read More

Historically, most Americans have considered 65 to be their target retirement age. This is likely the result of past Social Security laws, which provided full benefits beginning at age 65... Read More